Invoice discounting - Cashflow Finance - Commercial Finance

Imagine you are a furniture importer who wholesales to other businesses in Australia.

You buy a chair for $20 and sell it for $50, BUT you only had $20 and have to wait to get paid (possibly 45 to 60 days) before you can buy and sell another chair.

No problem, Scottish Pacific can give you up to $40 against the invoice within 24 hours (with the balance on full payment by the debtor), meaning that you can immediately go and buy two chairs for your $40 and sell them for $100...

Now we can give you $80 against the second invoice and you can buy four chairs and so on. The mathematics speaks for itself!

This is a very simple example, but debtor finance is just that - simple. It's like a line of credit based on what you are owed.

		Without Scottish Pacific... Buy a chair for $20 Sell the chair for $50 Wait for payment to buy another chair...

		With Scottish Pacific... Buy a chair for $20 Sell the chair for $50 but rather than wait to get paid, receive $40 the next day, meaning you can... Buy 2 more chairs Sell them for $100...